Did you know your insurance costs could go up if you are caught with too much alcohol in your blood? Your insurance premiums could also go up if your child is pulled over, except your limit is .08 and his is .00! All over the country, drivers convicted of impaired driving, or who have refused to give blood or breath samples, are subject to major insurance restrictions.
Noteworthy: in many areas of the country, insurance companies have the right to claim back, from a driver at fault, any amount paid by virtue of the client's liability insurance.
This means impaired drivers are on their own, because they lose the financial protection of their civil liability insurance. The insurer has the right to sue you to get its money back. In other words, no matter who was driving when the accident happened, the owner of the vehicle must assume the consequences.
When you lend your vehicle, even to your kids, you are expected to make sure it is to someone with a valid driving license who promises to stay sober. Many people are not aware of the risks they take when they let an irresponsible person drive their car.
Parents should know the law, and make their kids understand it. Not just the law, but the consequences of overlooking it, too. However redundant it may seem to be, when you see how aggressive some kids are on the road – or how many accidents happen – around this time of the year, you wonder. Parents must remember they have responsibilities towards their children.
43% of young drivers involved in fatal crashes had alcohol in their blood and 50% of them were driving too fast. So make sure your kids know the rules and their consequences. By all means, talk them into promising not doing anything they might regret. The memory of your kids’ prom day should be one to treasure, not a crippled car shell containing your kid's and his best friends' corpses.
Source: R. Solomon « Alcohol, Teens And Catastrophe: What Every Parent Needs To Know About Avoiding Alcohol Liability » (Mississauga : MADD Canada, 2004).
Noteworthy: in many areas of the country, insurance companies have the right to claim back, from a driver at fault, any amount paid by virtue of the client's liability insurance.
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This means impaired drivers are on their own, because they lose the financial protection of their civil liability insurance. The insurer has the right to sue you to get its money back. In other words, no matter who was driving when the accident happened, the owner of the vehicle must assume the consequences.
When you lend your vehicle, even to your kids, you are expected to make sure it is to someone with a valid driving license who promises to stay sober. Many people are not aware of the risks they take when they let an irresponsible person drive their car.
Parents should know the law, and make their kids understand it. Not just the law, but the consequences of overlooking it, too. However redundant it may seem to be, when you see how aggressive some kids are on the road – or how many accidents happen – around this time of the year, you wonder. Parents must remember they have responsibilities towards their children.
43% of young drivers involved in fatal crashes had alcohol in their blood and 50% of them were driving too fast. So make sure your kids know the rules and their consequences. By all means, talk them into promising not doing anything they might regret. The memory of your kids’ prom day should be one to treasure, not a crippled car shell containing your kid's and his best friends' corpses.
Source: R. Solomon « Alcohol, Teens And Catastrophe: What Every Parent Needs To Know About Avoiding Alcohol Liability » (Mississauga : MADD Canada, 2004).