To help fight back against the serious problem of car theft in Canada, the Insurance Bureau of Canada offers a comprehensive theft-deterrence program. Among other recommendations made is the installation of an antitheft system that meets norms set by the Standards Council of Canada.
According to the car insurance industry, approved ignition interlock devices are the most effective way to deter car theft. These systems block the car’s ignition system, preventing gasoline from entering the engine. This makes it impossible to start a car without a specially coded key only the owner has a copy of. These antitheft systems are included as standard features in some vehicle models. They can also be installed as options in almost all new-car models.
Is my car equipped with an antitheft immobilizer meeting Canadian standards?
Your insurance can provide you with a list of approved immobilizer systems; devices that meet the norms set by the Insurance Bureau of Canada include:
- PFK Autowatch 329 Ti Immobilizer
- PFK Autowatch 573 PPi
- Masterguard M6000
- Powerlock-Canada
Can these systems allow me to save on insurance premiums?
Some insurance companies do provide discounts to car owners who install antitheft systems in their vehicles.
Keep in mind moreover that any system you do install, no matter your insurer, will translate into lower costs in the long run. Because any insurance claims made will entail higher premiums, prevention is the best guarantor of low premiums.