The trick with insurance is to shop around. Don't be discouraged after a few phone calls either- you may well find a company which offers a significantly lower quote than others. Of course, you might not find any affordable insurance plan- and that's just the unfortunate reality that comes with youth and driving.
Remember that your choice of vehicle may affect your insurance rates. If you can avoid a car which is commonly in accidents or stolen, do it. As set as you might be on that used Honda Prelude or Volkswagen GTI, the insurance cost may have something else in mind. Pickup trucks are generally the least expensive vehicles to insure, though many factors are at play. Things like color, the number of doors or horsepower figures don't relate directly to the rate either. For instance, a common myth is that a red car is automatically more expensive to insure than a brown one, or that a coupe is automatically more expensive to insure than a sedan.
Take driving lessons too- as most insurance companies will provide a discount if you do. It's also a good idea to upgrade your license as soon as possible. In the long run, the sooner you progress through the ranks, the sooner you're considered a fully licensed driver. Fully licensed drivers generally get a break on their insurance after a certain period of time.
photo:Justin Pritchard
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| 1997 Honda Prelude |
Remember that your choice of vehicle may affect your insurance rates. If you can avoid a car which is commonly in accidents or stolen, do it. As set as you might be on that used Honda Prelude or Volkswagen GTI, the insurance cost may have something else in mind. Pickup trucks are generally the least expensive vehicles to insure, though many factors are at play. Things like color, the number of doors or horsepower figures don't relate directly to the rate either. For instance, a common myth is that a red car is automatically more expensive to insure than a brown one, or that a coupe is automatically more expensive to insure than a sedan.
Take driving lessons too- as most insurance companies will provide a discount if you do. It's also a good idea to upgrade your license as soon as possible. In the long run, the sooner you progress through the ranks, the sooner you're considered a fully licensed driver. Fully licensed drivers generally get a break on their insurance after a certain period of time.
photo:Justin Pritchard